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That’s a big reason he’d wish to see the FTC craft a rule that directly addresses spot-delivery and yo-yo gross sales. “Having some shiny line guidelines,” he says, would make the buying process more clear for consumers and “would make the legislation much easier to understand and interpret and implement.” He says they run into a difficulty with the financing with maybe 15 or 20 of these gross sales yearly.

• “You have tens of hundreds of thousands of transactions where this occurs all the time,” Metrey says, even when the sales contract gives the vendor the best to cancel it later.
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